:root{--ink:#123656;--muted:#5c7382;--blue:#0866a9;--yellow:#ffcc35;--paper:#fffefa;--line:#dce8ef}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font-family:Nunito,system-ui,sans-serif;line-height:1.68}.wrap{width:min(1080px,calc(100% - 36px));margin:auto}.legal-header{border-bottom:1px solid var(--line);background:#fff}.legal-header .wrap{min-height:86px;display:flex;align-items:center;justify-content:space-between;gap:20px}.legal-brand{display:flex;align-items:center;gap:12px;color:var(--ink);font-weight:1000;text-decoration:none}.legal-brand img{width:54px;height:54px;border-radius:16px}.legal-header nav{display:flex;gap:14px;flex-wrap:wrap}.legal-header nav a{color:var(--blue);font-weight:900;text-decoration:none}.legal-hero{padding:72px 0 36px}.legal-kicker{margin:0 0 8px;color:var(--blue);font-size:13px;font-weight:1000;letter-spacing:1.3px}.legal-hero h1{max-width:780px;margin:0;font-size:clamp(38px,7vw,72px);line-height:1.02;letter-spacing:-2px}.legal-lead{max-width:760px;margin:22px 0 0;color:var(--muted);font-size:19px}.legal-meta{display:inline-flex;margin-top:22px;padding:8px 12px;border-radius:999px;background:#eaf6fb;color:#075b91;font-weight:900;font-size:13px}.legal-layout{display:grid;grid-template-columns:250px minmax(0,1fr);gap:42px;padding:30px 0 84px}.legal-toc{position:sticky;top:24px;align-self:start;padding:20px;border:1px solid var(--line);border-radius:18px;background:#fff}.legal-toc strong{display:block;margin-bottom:10px}.legal-toc a{display:block;padding:6px 0;color:var(--blue);font-weight:800;text-decoration:none}.legal-content{min-width:0}.legal-section{padding:0 0 34px;margin-bottom:34px;border-bottom:1px solid var(--line)}.legal-section:last-child{border-bottom:0}.legal-section h2{margin:0 0 14px;font-size:28px;line-height:1.2}.legal-section h3{margin:24px 0 6px;font-size:18px}.legal-section p,.legal-section li{color:#3f596a}.legal-section ul{padding-left:22px}.legal-card{padding:22px;border:1px solid var(--line);border-radius:18px;background:#fff}.legal-card strong{color:var(--ink)}.legal-content a{color:var(--blue);font-weight:800}.legal-footer{border-top:1px solid var(--line);padding:28px 0 42px;background:#fff}.legal-footer .wrap{display:flex;justify-content:space-between;gap:18px;flex-wrap:wrap}.legal-footer a{color:var(--blue);font-weight:900}.legal-footer-links{display:flex;gap:14px;flex-wrap:wrap}@media(max-width:800px){.legal-header .wrap{padding:14px 0;align-items:flex-start;flex-direction:column}.legal-layout{grid-template-columns:1fr}.legal-toc{position:static}.legal-hero{padding-top:48px}.legal-hero h1{letter-spacing:-1px}}